This is a chapter-by-chapter summary of a book by T. Harv Eker’s Secret of the Millionaire Mind: Mastering the Inner Game of Wealth (2005) series. One chapter, one article. Read this summary, buy the book. Enjoy!
Wealth File #1:
Rich People believe “I Create My Life.”
Poor People believe “Life Happens to Me.”
If you want to create wealth, says Eker, it is imperative that you believe that you are at the steering wheel of your life, especially your financial life. You have to believe that you are the one who creates your success, that you are the one who creates your mediocrity, and that you are the one creating your struggle around money and success. Consciously or unconsciously, it’s still you. Instead of taking responsibility for what’s going on in their lives, poor people* choose to play the role of victim.
This is important. If you feel like ‘Life just happens to me, I can’t do anything about it,’ then how are you going to change? What kind of life do you live? “I can tell you,” said Eker, “you live the life of absolutely no purpose. Completely unconsciously and meaningless…” That’s definitely NOT how you want to live. This is the first Wealth File for a good reason. If you don’t think “I create my life” then you can’t change anything. Eker points out: “You must realize that you are the creator! You must sit at the steering wheel of your life. You make the choices. And you take responsibility for your life. Basically, you are the BOSS of your life. Yes, you are!” (This is where my faith conflict with Eker’s teaching about we are the creators. But based on the context, what he really means is that we can change or not our belief system. We can create or uncreate our own beliefs).
The author states that poor people* play the role of victim. They often BLAME other people. It’s never their fault, it’s always the fault of others. Poor people also often COMPLAIN. When you are complaining, you become a living, breathing “crap magnet.” That’s the worst thing you can do. So, never whine, bitch or complain. Poor people also JUSTIFY their situation. They say things like, “Money is not that important.” If you don’t think money is important, you simply won’t have any. Put this in perspective: “Money is extremely important in the areas in which it works, and extremely unimportant in the areas in which it doesn’t.” But the poor people will argue (and this is a brilliant but funny quote by Eker): “’Well, money isn’t as important as love.’ Now, is that comparison dumb or what? What’s more important, your arm or your leg? Maybe they’re both important.” It’s funny and it makes sense. So, don’t play the role of the victim and start take responsibility and steer your life to success!
[*I need to note that the Harv Eker makes it clear in this book that he does not mean to degrade poor people. He does not think that rich people are better than poor or middle-class people. They’re just richer.]
I Have a Millionaire Mind!
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