This is a chapter-by-chapter summary of a book by T. Harv Eker’s Secret of the Millionaire Mind: Mastering the Inner Game of Wealth (2005) series. One chapter, one article. Read this summary, buy the book. Enjoy!
Process of Manifestation: T > F > A = R
“Thoughts lead to Feelings. Feelings lead to Actions. Actions lead to Results.”
(Harv Eker)
That’s what Eker calls the Process of Manifestation. Thoughts are at the root of every result. He then goes one step further and states that we are programmed or conditioned in a certain way. That’s why we think how we think. The primary sources of this programming include mainly our parents and siblings, but also friends, teachers, and media, to name only a few. In short, our life is a reflection of our thoughts, which again come as a result of how we have been programmed.
This is important in many ways. Look at our culture: How could we survive without the knowledge of our ancestors? We’re born into a world of culture and structure: How could we survive without the knowledge we’re given from our parents? We depend on our parents for a very, very long time. We’re all born helpless. So, in a certain way this programming is a necessity, but in the case of money, it is often a burden… That’s where your money blueprint (see the previous post) comes in. A blueprint, in general, is a preset plan or design. Let’s take a blueprint for a house as an example. Before you build the house, you make an exact plan of what you want to build. And then, you build what you’ve planned. Now, and this is important, we all have a blueprint for money, our money blueprint – a preset plan of how much money we’ll have and how we can handle it. Every child is taught how to think about and act in relation to money.
Our financial blueprint consists primarily of the information or “programming” we received in the past, and especially as a young child. “Your past conditioning determines every thought that bubbles up in your mind. That’s why it’s often referred to as the conditioned mind.” First of all, Eker suggests, we need to understand how we are conditioned. We are conditioned in three (3) primary ways:
#1 Verbal Programming: What did you hear about money, wealth, and rich people when you were growing up? “Save your money for a rainy” “Filthy rich!” “Rich people are greedy” “Money doesn’t grow on trees” “Money doesn’t buy happiness” “We can’t afford it” and so on. Eker says, “I’m sure you heard at least one of them. The problem is that all these statements… remain in your subconscious mind as part of the blueprint that is running your financial life. Obviously, such statements do not support your financial well-being.”
#2 Modelling: What did you see when you were young? How did your parents manage money? Did money come easily in your family or was it always a struggle? Was money a source of joy in your household or the cause of bitter arguments? All these things matter a lot because as kids, we learn just about everything from modeling. It is important to recognize that your way of being related to one or both of your parents in the arena of money.
#3 Specific Incidents: What did you experience when you were young around money, wealth, and rich people? This is close to modeling but maybe you can think of a specific personal incident. Maybe a huge fight your parents had that seemingly led to the divorce? Maybe you can still hear your father swearing about a rich neighbor? Such experiences shape your beliefs you now live by.
These are three (3) major ways that have conditioned us in terms of money. Basically, that’s your money blueprint, your pre-set plan for success with money. Eker highlights: “Your money blueprint will determine your financial life – and even your personal life. And again, you can have all the knowledge and skills in the world, but if your ‘blueprint’ isn’t set for success, you’re financially doomed. If you think poor about the rich, how are you ever going to be rich? If money has always been a struggle, chances are high that it always will be a struggle. That’s in your subconscious mind. When the subconscious mind must choose between deeply rooted emotions and logic, emotions will almost always win.” If you want to think like rich people, you need to change that programming… how?
You need to become aware. “AWARENESS is the first step of change,” emphasized Eker. That’s where you are right now. You thought about how you grew up around money and hopefully became aware of the fact that you’ve been conditioned in a certain way. Now, you need to UNDERSTAND what effects this conditioning had and still has on your financial life (I personally had a bad programming). It’s only through the understanding of what your conditioned mind does to you that you can become able and willing to change. Do you see that your money blueprint is not you but it is only what you’ve learned? You do have the choice in the present moment to be different (Yes I can!). That’s the third step of change: DISASSOCIATION. How you have been conditioned is not how you need to be and how you need to think. You have the choice! It is imperative you choose your thoughts and beliefs wisely.
Eker concludes: “Being aware and living consciously is probably the most important ingredient for substantial change. YOU make the choices in life. YOU are at the steering wheel. YOU know that you have been conditioned in a certain way and that this lies at the roots of your financial life. Now that YOU are aware, YOU can change!”
REMEMBER: T > F > A = R





